Author: kesadmin

To be perfectly honest

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we have dealt with (or tried to deal with) ELPs in three different states, and never had a good experience.
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In 401K, money

As many of you may remember, a few months ago I contacted a DR financial advisor

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I was less than impressed with the services so I didn’t have any further contact with them. All except emails
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I’m lucky, this is my second time around

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My children are 22 and 24 from my first marriage. My husband died. I learned a lot of things. I
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I have three kids, ages 13, 10, and 8

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They each have a long-term account at ING (Capital One) that they use to save for a car. They have
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Wow, that’s changed a lot since I was a Navy wife

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Thanks for the warning; apparently that particular idea is something to put on the “never mind” list. I suppose in
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In wife

I don’t want to be the difficult one, but I do want to put out this warning

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If you do ask a military family to purchase stuff for you for either cash or barter, and they get
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In DECA

I’ve sent off inquiries to three different lists

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I’ll let you know off-list if/when I hear back. I think I’ve already gotten one response but I haven’t read
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On the right side just put in your zip code

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I kept it at all that way I can see everything. I did find a grass fed beef that would
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It can be trucked in but have yet looked for any at a price that would fit our budget

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If we could get it for $4 a lb we would take 1/2 cow. But have not found grass fed
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In budget

I will also point out that

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The concern about the meat needing to be “trucked in” is really a moot point – the grocery stores have
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In money, roof

Oh, you’re stuck for sure, Mason :)

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My mother-in-law lived on Coronado so I know how expensive your food prices are. I’m super lucky. I’ve lived all
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May I ask what state you live in

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I have looked a few years back and after everything it would be $10 a pound or greater I doubt
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In money

I’m sorry to be so presumptuous as to rework your post

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I found it almost impossible to read, with no separations between anything – even paragraphs or sentences. I’m sure you
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My daughter in law is setting up a website for a ‘wonderful’ guy

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He claims to have been the youngest diamond in Amway back in the 70’s… and had some program called Olde
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In office

Is VemmaBuilder just another MLM/networking marketing scam?

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I did a bit of checking and found some complaints, but wanted some first hand accounts from the MLM forum.
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In money

Very interesting to hear all your experiences

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I guess since they are ME recommended I expected better. It’s sad to know I am not the only one
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Gotta love the name though

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I think the next time I’m out and about and want to maintain some anonymity, I’ll use that name Festus
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In fire

She said she has 3 months in liquid savings

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I’d say that a CD and a Roth are fine for the rest. Usually 3 months is more than enough
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In office

Would you all count Roth IRA in your EF

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total since it is after-tax dollars and can be taken out without penalty. For example, if I have 1 month
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In tax

I know it’s been awhile

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My temp holiday job from last year turned into a perm job and I just moved into full time status
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In money, tax

I did too

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So when we replaced our roof a couple of years ago with a 20 year roof I figured out what
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In roof

FFEF covers big ticket items

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like 10 months of unemployment (us) a new(er) vehicle if the one you have becomes un-roadworthy (also us, but job
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In office

The size of your emergency fund should depend on what sorts of risks you have

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If you can live on one income and at least one of you has very low-risk employment and you have
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A few years back we had a rough six months

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We needed to do some major repairs/replacments that couldn’t wait. The boiler went out (average temps at the time was
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In repairs

Some people have a sense of security with a large emergency fund

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I tend to agree with you. My emergency fund would be much smaller than 3-6 months of expenses. Of course,
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I don’t understand why you put “more” money in

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savings when you’re debt free than you did when you’re broke?! For instance, since we bought our car (only non-house
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In money

Well as you know we were extremely cold here in OK most of last week

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so we had to depend on the fireplace for our main heat source. Which is okay normally because we generally
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In fire

My thing was a Smart and Final offer

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don’t know if you all have those where you are. They are kind of a restaurant or business supply type
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Two tickets to Paradise

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Well, apparently there were two winners in the MegaMillions jackpot. One in California, one in Atlanta, Ga. Sharon, did you
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In tickets

Well it was good news and a slight bit of bad news at the ss office

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First the bad, despite signing up in Dec we won’t get our first checks until the third Wednesday of Feb.
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In office